Browsing Tag

students

Money Saving Tips

Cheap Ways Students Can Store Their Stuff

cheap student storage ideasMany students are not able to live with their parents while attending college for a variety of reasons.  So, they often are left with the dilemma of how and where they should store their stuff once the school year is over.  Below are just a few ideas that will help make student storage a little easier and more affordable.

Ask around.  If you have a friend or family member living in the same city as you, ask them if they have some room in their basement or a spare bedroom that you can use to store your stuff until the school year begins again.  Many people won’t expect payment for this, but still make sure to offer.

Check the local newspaper.  Some people will put an ad in the paper to let others know they have storage space in their homes or offices that is available for rent.  If you do see an ad, don’t be afraid to negotiate with the seller regarding their price.  Most people are quite flexible and willing to accept a lower amount than they asked for.

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Earn Extra Money

Great Side Business Options For Struggling College Students

ways to make extra money as a studentAs a college student, it can be tough to balance school and work so that you aren’t left eating 99 cent containers of noodles every night for dinner. Between all the studying, homework, and exams, there seems like there isn’t much room for a job, let alone a side business. Yet, running a side business during college is a great way to make money without really having to clock in anywhere, flip burgers or strap on an apron. Many of the following side business ideas require very little set up and time, so that you can start making money, because in college you should be working smart and not too hard in order to maximize your potential.

Here are some great side business options for struggling college students:

Start a website or blog that people want to read or visit and have affiliate links or banner ads for products people want to buy. There are many businesses that have affiliate programs so that you can put their link on your website and receive a commission of each item that sells. You can make a website that helps out students, like a local restaurant guide or a list of the best places to study, and put banners at the top or the side of pages to products that other college students might want to purchase.

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Debt

5 Ways For College Students To Build Credit

how to build credit as a college studentCollege is an exciting time for students like you all over the world. As you take your first major steps into the adult world, one thing that you’ll need to consider is how to start building financial independence. Building good credit now will be a great benefit to you in the years to come. Your college years are great times to start building credit, but you’ll need to be careful and responsible in order to reap the rewards.

Start By Piggybacking
It will be difficult for many students to obtain their first credit cards without a cosigner. One great way to get a head start on the credit game is to become authorized on a parent’s credit account. This is known as piggybacking, and it allows you to start building good credit by using your parent’s account. This will also allow your parents to monitor your spending and make sure that you’re not being too reckless in your habits.

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Taxes

How Students Can Reduce Their Income Tax

There are a number of ways that students can reduce their income tax.  Below are a few things you will want to know about if you are a student in Canada.

The Tuition Tax Credit

If you have to pay $100 or more for tuition fees, you can claim a tuition fee tax credit which is equal to 15% of the tuition that you paid.  Keep in mind, the tuition must be paid to a recognized educational institution and it must be for post secondary courses.

The Education Tax Credit

For each month that you are enrolled full time in a qualified post secondary institution, you can claim the education tax credit.  Right now, the amount eligible each month is $60 but that is subject to change at any time, as are any of the other tax rules.  You would be eligible for the education tax credit as long as the courses you are taking are related to your employment.  You will not benefit from this if your employer is paying for your education.

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