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smart shopping

Shopping

Read Customer Reviews Before Going Shopping

Read customer reviews before making purchasesMy husband and I have discovered a great way to get the most value for our money when we shop.  Although it takes a bit of our time, reading customer reviews on the Internet prior to making purchases has saved us a lot of money and frustration.

For instance, when we first bought our house we didn’t have a weed whacker.  Without doing any research, we went and bought a fairly inexpensive no-name brand at Wal-Mart.  It barely worked!  We had to constantly reattach the plastic string in order for it to whip again.  After a year of fighting with it, we decided to buy another one.  But this time we decided to do it right.

My husband went online and read customer reviews.  After comparing various types he found one suitable for and we went out and made our purchase.  So far, this new one works like a charm and it didn’t cost much more than the first one we bought.

My husband did the same thing when he purchased our camera.  He compared various brands and features to determine exactly what he wanted within our price range.  Then he read customer reviews to make sure others were satisfied with their cameras.  I’ve noticed that whenever he does the research first we never regret our purchases.  The only purchases we ever regret are the ones we make spur of the moment or without any prior research.

Although it’s obviously not necessary to read reviews prior to making every kind of purchase, it certainly does come in handy for making bigger purchases or for buying items such as appliances, tools, electronics, and many other items.  Believe me, it’s worth your time.

Shopping

Lessons Learned from Confessions of a Shopaholic

confessions of a shopaholicWe watched the movie Confessions of a Shopaholic the other night and I found it quite amusing.  The main character, Rebecca Bloomwood, is absolutely in love with shopping.  She can’t pass by a store window without seeing something that she wants to buy – and she does – and ends up racking up $16,000 in credit card debt.  She knows she gets a sense of satisfaction from shopping.  She feels happy when she buys the items and then afterwards she is discontent again, until she goes on her next shopping spree.

After a while she realizes her destructive pattern and when her own parents are willing to sell their beloved RV in order to pay off her debt for her, she finally realizes that things need to change.  She ends up having an auction and selling all of her stuff in order to pay back her debt.

A lot of people purchase things for emotional reasons.  It might make them feel better for a while just to make that big purchase.  Others purchase products in order to make them appear to be successful or happy. I remember watching a TV program about debt a while ago where a woman whose husband had passed away, continuously bought clothing and other items she couldn’t afford for both her and her sons.  She thought that by doing so she would be consoled and that she would make it up to her sons for not having a father.  She also hoped it would make it appear that everything was okay even though it wasn’t.

Shopping really can’t make anyone happy for the long term.  Material things just don’t cut it.  Emotional issues need to be dealt with but shopping isn’t the proper therapy.  The next time you go on a shopping spree, take the time to consider why you are doing it: Do you really need the stuff you plan to buy or are you just trying to make yourself feel better?

Shopping

The Pros & Cons of Shopping at Costco

the pros and cons of shopping at CostcoCostco is a wholesale store providing all sorts of things from groceries to television sets to engine oil.  When it comes to buying groceries, I find that I can often get better deals at my local grocery store.  Costco doesn’t carry the cheaper generic food brands, and you have to be willing to buy food in large quantities.  Although buying bulk is often cheaper, it can be more expensive at times, so you need to watch.

I also don’t like the idea of having to pay a $56 membership fee to be able to shop there.  There are other wholesale places that don’t charge you anything.  Not only that, but they won’t let you take a tour first before deciding if it’s worth your while to pay for a membership.  You have to pay before you can look around.  Another downer is that you can’t pay using a regular credit card, it has to be a Costco credit card, cash or debit.  I like to use my credit card for everything so I can earn points, but I can’t do that at Costco.

That being said, Costco definitely has its good points.  We save a ton of money on synthetic engine oil – it costs about 70% of what it would cost in regular retail stores.  We’ve also saved a lot of money on buying ink for our printer.  Had we bought it at any other store, we would have paid almost twice as much.  Costco also has cheap clothing and books.  We also discovered some good deals on picture frames, electric toothbrush replacements, and other miscellaneous items.  If you are patient enough to look through the entire store, you are sure to find something you need and find a good deal.

A bonus to shopping at Costco is that they have plenty of people offering samples for everything from sausages to lemonade to candy.  You can be entertained just by walking around the grocery section and trying all kinds of new things!

For us, at least, Costco has been worth the membership fee because of the savings on computer and auto supplies.  The grocery prices aren’t that great, however, if you do a lot of entertaining, you will probably like their inexpensive fruit and veggie trays.  I would encourage you to check it out, but only if you have plans to buy more than just groceries.

Shopping

How To Save Money at the Drugstore

1.  Buy the generic brands instead of the brand names.  They work just as well and cost a lot less.ways to save money at the pharmacy  A pharmacist at our nearby drugstore is a really great guy and he swears by the generic brands.  He said they contain the same ingredients so there’s no reason to buy the more expensive brand name products.

2.  When purchasing prescription medications, if you know you will need more than one month’s worth of the product, fill 3 months at a time and pay a single dispensing fee rather than paying an individual dispensing fee for every month. It will save you money, and you will also save time because you won’t have to visit the pharmacy as often.

3.  Watch for sales.  I have noticed flipping through flyers that vitamins and painkillers frequently go on sale.  Unless you have completely run out, wait to purchase these items until you can get them at the lowest price.

4.   Check the expiration dates on the medicines you purchase. You don’t want to end up paying an arm and a leg for a product and then discover that you will have to throw it out if you don’t use it within a month.

5.  Be an informed shopper.  Make sure you know what you are buying and don’t get conned by clever advertising.  Not all medicines are necessary or even effective, so be sure to do your homework.  Feel free to ask a pharmacist, as they will be familiar with all of the products.

6. Civilized Health suggests checking online for better deals on your over-the-counter and prescription medications.  There are a number of fully regulated online pharmacies who offer deals and discounts on certain items.

Shopping

Don’t Let The Economy Beat You!

During these tough economic times many consumers are afraid to spend money like they would have one or two years ago. A lot of jobs are uncertain and many people are losing confidence in their ability to buy the products that they would like. New movies, more advanced gadgets, and fuel efficient vehicles are being unveiled every month but a large percentage of the population are having to miss out because they are too worried about spending their money. Even families that have been preparing for a time like this and have the funds saved are holding back and living very basic lives.

Why Miss Out?

You should not have to miss out on buying the things that you want to buy! While it is not okay to go out and purchase everything you want, everyone deserves to enjoy at least a few luxuries. But how do we know what is worth the money or what will leave us disappointed? Is there really a tool that will help consumers shop smarter?

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