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shopping tips

Shopping

Household Items You Should Splurge On

When you’re out shopping for things that would be good for the house, you’re probably more inclined to find ways to cut corners. After all, you can find matching towels and wash clothes (at certain stores) for under $10 and Wal-Mart has a mattress-in-a-box that you won’t have to spend over $300 to have delivered to your home.

Yet here’s the thing: Sometimes when something is inexpensive, what that really means is that it’s cheap. In other words, while you should do your best to save money, there are certain household items where you shouldn’t have to sacrifice value in the process and so you should be willing to go the “extra money mile”. “Items like what?” you may ask. Items such as these below:

Your mattress. One of the reasons why so many of us sleep so well when we’re in a hotel bed is because the hotel didn’t cut corners on the mattress. Although a good one can easily run you a couple of thousand dollars, the health benefits of making that kind of investment include the relief of stress and back pain and the ability to have more consistent nights of uninterrupted rest.

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Shopping

Think Before You Shop – 3 Ways To Save Money

How often do you shop for something that you need? Are you constantly looking for a good deal? There are a lot of people out there that shop even when they don’t have the money and that is why I want to show you a few ways to save money even while shopping. Although this will take some mental power on your part, it is going to benefit you in the long run.

Stick to a plan.

The very first thing you must do if you plan on saving money while still shopping is to stick to a plan. By plan I am talking about creating a plan as to which stores you are going to shop at, how much you will spend at each one and what you plan on buying. The reason why planning is so important to saving money is because it eliminates the amount of money you spend on things you don’t need. A lot of people will spend roughly 15% of their money just on things that catch their eye, so make sure you avoid this altogether.

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Shopping

10 Great Items To Buy In Bulk

Buying in bulk doesn’t always work. Unless you’re running a restaurant, it’s hard to guarantee that you’ll use up all of a bulk perishable before the expiration date. The cheaper base price can get quickly canceled out – and even completely overwhelmed – by the cost of what was wasted.

This list of smart bulk buys is a safe bet for any household shopper. It includes not just savvy buys that are unlikely to go bad, but also items that are most commonly discounted and give the best savings when purchased in bulk.

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General

Can Going Cash-Only Really Help You Get On Your Feet?

Getting into too much debt is never a good thing. You need to have sufficient savings and the ability to pay your bills with money left over each month. If you have too much debt, is it a good idea to completely ditch the credit cards for a while? What are the odds that sticking to using cash exclusively will help you change your financial outlook?

Cash Helps You Control Your Spending

Using cash is a good idea because it will help you set limits when it comes to your spending. When you run out of cash, you are no longer able to purchase anything. You also give yourself the opportunity to set limits that may be below what you have in the bank. For example, you could bring $20 to the grocery store when you go shopping. This forces you to budget when you are buying food for yourself this week.

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Shopping

It Pays To Be Organized When You Shop

I have observed that it truly does pay to be organized when you shop.  It only takes a couple of seconds to check online flyers before you head out to grocery shop. Although I am not a big fan of coupons, I definitely do see the benefit in knowing what’s on sale before I shop.

Lists save you money

Once you’ve had a chance to peek at the flyer, jot down the sale items that you need and scratch down the prices beside them so when you shop you know what you are looking for.  By doing so you will ensure that you will get all the items you need on sale rather than paying regular price.

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