recession – Pennysaverblog

Shopping

Don’t Let The Economy Beat You!

During these tough economic times many consumers are afraid to spend money like they would have one or two years ago. A lot of jobs are uncertain and many people are losing confidence in their ability to buy the products that they would like. New movies, more advanced gadgets, and fuel efficient vehicles are being unveiled every month but a large percentage of the population are having to miss out because they are too worried about spending their money. Even families that have been preparing for a time like this and have the funds saved are holding back and living very basic lives.

Why Miss Out?

You should not have to miss out on buying the things that you want to buy! While it is not okay to go out and purchase everything you want, everyone deserves to enjoy at least a few luxuries. But how do we know what is worth the money or what will leave us disappointed? Is there really a tool that will help consumers shop smarter?

June 27, 2009

Family

Marriage, Money, & The Recession

Money issues in a marriage can be tough at the best of times. Couples argue about how much to spend, what to spend it on, whether or not they should have joint accounts, and the list goes on. Differences in spending habits definitely can make for some interesting conversations, or should I say, arguments. It truly doesn’t matter how much or how little money a couple has, disagreements about money still arise. During a recession, however, finances can get tight, and the pressure is on.

The most important thing to realize is that your marriage is way more important than your financial situation. As a couple, you need to stick together and work out a game plan for how you are going to tackle the situation as a team rather than letting the tough times divide you.

You can start by sitting down together and discussing your specific situation. Create goals as a couple and write them down. Think of ways you can cut back spending and extra things you can do to supplement your income. Come up with a plan involving both of you so that you can have the sense of working together and feel the satisfaction of attaining your goals.

May 16, 2009