I know it is easier said than done, but as hard as it must be, if you quit smoking you will not only be saving your lungs and overall health, you will also save yourself a ton of money. Cigarette smoking is definitely one of the top money wasters, right along with buying lottery tickets and buying premium gasoline. Unlike other money wasters, however, this bad habit can have serious health consequences as well.
As a smoker, you pay up to 50% more for life insurance. Medical insurance and other types of insurance also often cost more for smokers. If you also factor in the actual cost of cigarettes, if you can muster up the courage to quit, you are looking at saving at least $3000 every year, depending on how many cigarettes you smoke per day. If you smoke a pack or more everyday, you spend closer to $4000 a year! Over the course of ten years you would have spent about $40000 on smoking alone! Just imagine what you could have accomplished with all that money had you chosen to use it for other purposes.