There are all sorts of different ways that families can save money for their kid’s college education, but as prices continue to rise, they’re not always enough. A four-year college could cost up to $334,000 so for a lot of families, putting money into a traditional college savings account won’t be enough. The amount that you need to be putting in every month is massive and you might not be able to afford that. Luckily, there are some more inventive ways that you can get all of that cash together. If you’ve tried investing your money in IRA savings accounts and you’re still coming up short, try these last resort ways to save for college.
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After a lot of legwork, research, and mortgage negotiation, you finally signed the paperwork for your brand new house and the countdown to moving day is almost over. However, if you thought house hunting was stressful, you have no idea what moving day will be like. Moving house is not a walk in the park – in fact it’s the most stressful thing anyone can go through – but the expenses involved don’t have to cost as much as the house. Here are a few ways you can reduce the costs of moving.
Are you spending too much money without even realizing it? Then you could do with a visit from the frugal fairy. Yes, that’s right, she’s a fairy that is less concerned about teeth and more about money. But just what can the frugal fairy do for your financial situation? Read on to find out.
The frugal fairy says everyone loves a bargain
That feeling when you get something that you want for a reduced price can be addictive, that is why everyone loves a bargain! But where are the best places to get them? Well, just about anywhere if you know how to look!
Other than a house, a car is most American family’s biggest expenditure. Upkeep, insurance, and gas can all start to add up significantly. At a time when many families are trying to keep their overall costs down, the rising insurance and oil prices sure don’t help. But all is not lost; there are plenty of tips and tricks to keep the cost of running your vehicle down. None of them make great savings alone, but when tried together they can make a significant difference.
When you’re young, you do need to save as much money as possible. If you don’t do this, you are going to end up with a lot of problems as you get older. You’ll struggle to live the quality of life you want or expect when the money stops pouring in. Your current income won’t last forever, and you need to be ready for the change. Particularly, if you are hoping to retire early and spend the last thirty or forty years of your life lavishing in luxury. So what steps do you need to take to get your finances on track for a great future right now?