disability – Pennysaverblog

Taxes

Choosing The Right Professionals To Help With Disability Tax Credits

For most people who live with a disability, finding ways to save a bit of money is a top concern. There are so many different ways that a person will be able to get the right savings in place, but it will take some work. The government has special provisions and tax credits that can help a disabled person get some money back at the end of the year. Finding a professional, like www.tnds.ca, will help a disabled person get the help they need to get these credits. Here are some of the things that a disabled person will need to find in a professional to help with their tax credits.

They Need a Lot of Experience

The first thing that a person will need to look for in a professional is the level of experience they have to offer. Finding the right professionals is a time-consuming process and will require a person to do some homework. Ideally, finding a person that has been in the business for a number of years can be very beneficial in a case like this. The more experience that a person has in this line of work, the easier it will be to get the right results in regards to the tax credit.

November 10, 2015

Health & Beauty

How To Select The Right Disability Insurance

You might think that businesses are the only ones that need to worry about selecting disability insurance (for workers that are injured on the job, for example). In fact, many people don’t even know that they can get a personal disability policy to help them pay for medical expenses and bills should they suffer an accident, injury, or illness that leaves them unable to work. But suppose you fall off a ladder while cleaning out your rain gutters, or you develop cancer and you can’t work while undergoing treatments. Your health insurance should cover medical bills, and workman’s compensation may kick in to deliver a portion of your salary (if the disability is work-related). But if it doesn’t you’ll be left with no income at all. And since most people rely on their paycheck to cover the monthly bills, this could leave you in a terrible pickle. So now you realize the importance of this form of insurance. But how can you find the policy that’s best for you?

It’s important to select the right policy when it comes to disability coverage. If you’re a safe driver you might save some money by opting for liability coverage only. Or if your home is in an area that rarely suffers natural disasters you may not feel the need to spring for additional coverage for flooding, earthquakes, or tornadoes, for example. But a disability policy is meant to cover you, or more to the point, your earning potential. Your bills won’t stop coming just because you can’t work, and if you want to continue to pay for your home, your car, utilities, food, and other insurance policies, you need to have a plan in place that will give you the money you would otherwise be earning through a job. So you can’t take the selection process lightly.

March 14, 2013