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dental benefits

Health & Beauty

The Basics Of Dental Insurance – What You Need To Know

What is dental insurance?

Dental insurance is a kind of health insurance that covers costs related with dental care. There are a number of different kinds of group, family, or individual dental insurance plans that are grouped into three main categories: Indemnity (or occasionally known as true dental insurance) that permits you to see any dentist you desire who accepts insurance, PPNDP (Preferred Provide Network dental plans), and DHMO (Dental Health Managed Organizations) in which you are allocated to an in-network dental office or in-network dentist and have got to keep on within that network to take advantage of your dental benefits.

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Family

What We Learned About Employee Benefits

I have written before about the importance of employees taking advantage of their work benefits, as the benefits are a big part of an employee’s compensation.  Unfortunately, due to misunderstanding the true cost of the health and dental benefits offered at my husband’s work place, we decided not to take advantage of his benefits.  We thought that they were too costly and that we wouldn’t make enough use of them to justify the cost.

Unfortunately both my husband and I have had to get some major dental work done recently and after looking into his benefits further, had we decided to sign up for the benefits when he was first eligible, the benefits would have turned out to be really helpful now in paying our dental bills.

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