We are all prone to the odd money mistake here and there. Forgetting to pay a bill, for example, or giving in to temptation when we know we can’t afford something. Provided we learn from these mistakes, we can put ourselves back on the road to financial recovery, but if we continue to make those same blunders, including the other mistakes within this article, we will be one step closer to financial misfortune.
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For those who have never ventured into the world of credit cards, understanding what they are exactly and what they can mean for your credit score is an important consideration before you go on to submit your application. From understanding the benefits it could bring you, to knowing what you need to repay and when, we’re taking a look at what you need to know about credit cards below.
If you are seeking a loan, your credit score will be a determining factor as to whether or not you will be approved. Your credit score is a very important rating that makes you eligible or ineligible for a loan. A credit score is a 3-digit number that is specific to you – taking into account how you’ve dealt with credit in the past.