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college student

Money Saving Tips

How You Can Save Money In College And Maintain A Social Life

One of the best lessons that college will teach you is how to stretch a dollar (and by that, we mean a really long way). Whether you’re fortunate enough to attend school on scholarship, you are on financial aid and/or you need to hold down a job in order to make ends meet, we have some smart ways for you to save money while you’re enrolled so that you can enjoy all that college has to offer; including having a great social life!

Stay away from credit cards. Credit card companies love college students; so much, in fact, that you’ll probably see some of their representatives hanging out in your student union at least once a month. The main thing to remember about credit cards is that they are loans that you must pay back with interest. For that reason, you’re best sticking to cash and saving up for things that you really want.

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Money Saving Tips

How to Find Cheap College Textbooks

College students dread the start of every semester. This is because of the rising tuition fees, school supplies and textbooks. Every year, the cost of college is getting higher. It is only wise that students should learn how to cut costs and find alternatives in saving money.

Are you a college student who wants to save money? Worry no more! Did you know that you can save hundreds of dollars with college textbooks? Here are some tips that would help you save a lot of money with textbooks.

1. Save money on used books. Instead of buying a new one, why not consider a used textbook? You can ask other students who are done with the subject if they have the book you are looking for. There are also web sites on the Internet that sell cheap college textbooks.

2. Look for other alternatives. You may consult with your professor if you can buy the older edition of the book. An older edition of a college textbook almost has the same content as the newest edition most of the time. Buying an older edition can save you almost half the price of the latest one.

3. Required or recommended? Ask your professor whether the book is required or just recommended. If the book is just recommended, you may just read the book from your college library.

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Money Saving Tips

8 Ways I Saved Money As A University Student

ways I saved money as a university studentWhen I attended university I lived on a tight budget.  Here are just a few of the things that I did to help me save money while studying:

1. I lived with roommates to share the rent and utility costs.  Four of us girls all lived in a house and the rent was less than $200 each.  Splitting the utility bills 4 ways made it a lot easier on the budget.

2.  I did a lot of tutoring and then got a part time job that worked with my school schedule.  Tutoring is great because when you are your own boss you can pick and choose when you work.

3. I took a bus rather than buying a car.  Rather than spending money on gas, car maintenance, and insurance, I took advantage of the student rate for a monthly bus pass.  Whenever possible, I also rode my bicycle or walked.

4. I packed my own lunches rather than buying food at the university cafeterias and shops.  I also brought along snacks so I wouldn’t be tempted to buy junk food from the expensive vending machines.

5.  For my English literature classes, rather than buying all of the required novels, I borrowed some of them from the library.  Whenever possible I bought used textbooks from other students or from the Archive bookstore on campus.  I also took as many full year classes as I could because it reduced the amount of textbooks I would have to purchase.

6.  I informed my bank that I was a student and got great discounts, paying very few fees.   I also took advantage of other student discounts at retail stores, etc.  Students get a lot of great deals!

7.  When we first moved into the house we were renting, we had almost no furniture.  We went to a few yard sales and it didn’t take a lot of money to furnish our home.  I still have the rocking chair I bought at a yard sale for $10!

8.  I reused my binders and other supplies every year rather than buying new ones.