Browsing Tag

car tips

Debt

Smart Personal Finance When You Have A Car Loan

If you have been living off car title loans for a long time, you might be saying to yourself that it is time to start making some smart saving decisions that will get you more financially secure. Car title loans are useful and convenient. However, like any other loan, you should reserve them for when you have emergencies. If you have more than one car, but have made the habit of living on loans, you will inevitably get more loans which you will be unable to pay back and this could result in repossession.

Every time you commit to loans, for instance car title loans in San Jose, your goal should be to pay off the whole amount by the due date. It is also important to stagger your borrowing so that you don’t borrow every month. This will give you the opportunity to analyze your financial situation since you took your first debt.
Below are some guidelines that will help you to start saving and only reserve car title loans for emergencies:

1. Focus on small savings
When you are constantly paying off loans, you will find it difficult to come up with money to put away. Your focus in such a case should be on making small savings in order to build consistency. Small amounts eventually grow into big amounts, so don’t be shy about depositing small amounts of money into your bank account.

April 13, 2015

Debt

Using Your Car To Fix The Central Air Unit Of Your Home

With the summer months upon you, the lack of proper air conditioning can make you miserable. This mental state could affect everything from how you interact with the family to the choices you make in your career. Those that are unable to get a night’s rest can become irritable and irrational. This can all happen thanks to your central air conditioning unit being inoperable.

Many people are on strict budgets and are barely able to get by. Without the money to put into repairs, the home can become sweltering hot. Sure, you may install fans in the windows or an oscillating unit in the bedroom. However, there is a good chance that you’ll wake up in the middle of the night drenched in sweat and unable to get comfortable. Without the upfront cash to pay the repairman, how are you able to get your life back on track?

June 9, 2014

General

Why It Is Important To Keep Your Car In Top Shape At All Times

Your car is probably one of the most valuable assets that you have, assuming you’ve paid it off. Why would I say that? Well, your vehicle is valuable because it is an asset that you could resell to generate cash if you need it. It is also valuable because it makes it possible for you to get to work and to fulfill family obligations.

When you own a vehicle, it is important to do everything you can to take care of it. This means getting regular oil changes to keep your vehicle running well. This also means taking care of maintenance issues, driving within the speed limit and otherwise taking steps to make your car last as long as possible. There are a lot of important reasons why it makes sense to keep your vehicle in good shape.

May 6, 2014

General

5 Tips For Keeping Your Car In Top Condition

Aside from your home, your car may be your most valuable asset. And although it will certainly lose value over time, mainly through usage but possibly due to accidents and other issues, that doesn’t mean you want to give up on maintenance and let it go completely to pot. The better care you take of your vehicle from the get-go, the longer it’s going to continue taking you from point A to point B. And a clean title, a clear history, and proof of proper maintenance will help you to preserve the value as much as possible for eventual resale. Heck, you might even keep it long enough that it becomes a classic, actually raising the value in the future (although you shouldn’t count on that unless you have a fairly pricy or rare car to begin with).

In any case, here are a few tips for care that will ensure your car stays in ship-shape for as long as possible:

Regular maintenance. Perhaps the best overall way to keep your vehicle in top condition is to take it in for regular tune-ups and fluid changes. Some tasks you can complete on your own, like changing the oil and filters, if you so choose. And if you have some mechanical knowledge or experience, as well as the proper tools, you may be able to do a lot more. But most people need the help of a professional to check the engine and all the moving parts on a regular schedule in order to ensure that everything is running smoothly. This will not only keep your wheels a-rollin’, but if you keep good records you can show a buyer proof that you’ve taken good care of your vehicle, raising your potential to get full value out of your car upon sale.

July 14, 2013

Money Saving Tips

Ways To Save Money On Your Car

Having a car is already expensive enough due to maintenance costs and insurance, not to mention fuel. The following tips will help you to save some money when it comes to your car.

1. Shop around for auto insurance if you live in a place that has more than one option. Make sure you are getting the full protection you need from a reputable insurance company, and don’t be afraid to shop around every year to make sure you are getting the biggest bang for your buck.

2. Wash your car at home rather than paying the big bucks at a gas station car wash.

3. Do not buy a higher octane level gasoline than is required by your vehicle as you will be wasting your money.

September 14, 2010

Older Posts