Last month, I bought a kindle. Although my only desire at the time was to have a portable library to carry with me on planes, trains, and (the passenger seat of) automobiles, I soon discovered that my Kindle gives me access to hundreds of free books. Far from being a mere convenience, the availability of so many free books means that, for the price of a Kindle, anyone can become the smartest blogger in the room, with money to spare.
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Libraries are fantastic. They will save you a ton of money if you make use of them. If you live in a city, there are often several branches so there is sure to be one that is convenient for you. Libraries often have a website, too, so you can select the items you want and have them ready for you to pick up at your convenience.
101 Tax Secrets For Canadians: Smart Strategies That Can Save You Thousands by Tim Cestnick
I recently borrowed 101 Tax Secrets For Canadians from our local library and have found it to be extremely eye opening in terms of the numbers of ways Canadians can strategize in order to reduce the amount of taxes they have to pay. We can do so much more than just contribute to RRSPs to minimize taxes. The unfortunate thing is that most of us are just not aware of many of these strategies. So the next time you are tempted to complain about paying tax, try implementing some of these tips instead.
The book is written a lot like a textbook. Each chapter focuses on a different aspect of tax planning including strategies for retirement, self –employment, employees, family tax planning, estate planning, and more. The book is fairly easy to understand and it contains practical advice on building tax savings strategies. If you are interested in learning more specifics on how to save on taxes every year, I would definitely recommend that you read this book. Although tax laws continuously change, this book has been revised into a 2010 edition so everything is up to date.
Financial Intimacy: How To Create A Healthy Relationship With Your Money And Your Mate by Jacquette M. Timmons
Financial Intimacy is quite different from any other financially focused books I have read thus far. I discovered this new book in our local library database and I thought I would check it out.
I read it from cover to cover and found it interesting. The author first presents stories of several women from varying backgrounds, ethnicities, and income levels, and shows how their relationship to money affected their relationship with their mates.
The author points out throughout her book that a person’s relationship with money really dictates the rest of their lives. In fact, she suggests that it’s really not about money at all, but how you relate to money is really all about choices and lifestyle and beliefs. It’s important to note that most women want to feel taken care of and she refers to this as the “Prince Charming Effect”.
Personal Finance For Canadians For Dummies by Eric Tyson, MBA and Tony Martin
Personal Finance For Canadians For Dummies is a great read for anyone wanting to brush up on various aspects of personal finance ranging from reducing taxes to investing to budgeting.
I really appreciate the style of writing used in this book as it is so easy to follow and understand, and believe it or not, the book isn’t boring like so many finance books seem to be.