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Purchasing A Home – Is 2013 The Time To Buy?

By now you have probably heard about all the people looking to buy houses. The reason you are hearing all of these rumors is because people want to take advantage of the low interest rates on mortgages at the moment. A lot of people assume that they will not be able to get a house later on down the road because of the interest rates going up; however, that is not true.

What you need to understand is that if you can buy a house in 2013, then you should go for it. The reason I say this is because the interest rates are so low that they will not likely be this low again anytime soon, the housing market has hit the bottom, so the prices won’t be this low for a while either, and there are still many tax benefits for buying a house as opposed to renting one. Just know that 2013 is a great time to buy a house, but if you don’t have the money or the income, then it just doesn’t make financial sense.

April 18, 2013

Shopping

5 Smartphone Shopping Apps To Help You Save Money

Thanks to modern technology, there are now more ways to spend your money than ever before. Internet shopping is a massive industry, with e-commerce sites driving record sales numbers during all of the major holidays. When you watch television shows online, you’ll often be subject to interactive commercials, with one-click access to the purchase of the described item. Megastores like Wal-Mart and Costco are in towns great and small and regional retailers are still doing big business, regardless of the state of the economy. Thankfully, technology is also in place to help you save while you buy. If you have a Smartphone or tablet device, take advantage of these five shopping apps that will help you save money.

First off, check out the I Love Free Things app, which is a free thing itself. It doesn’t get cheaper than free, and with this app you’ll be able to track down any short term free deals in your area. You’ll start an account and enter in your location information, and it will give you a daily breakdown of the free promotions and samples nearby. Use it on a Smartphone and it will tap into your GPS, allowing you to find free stuff when you’re out and about in town as well.

April 6, 2013

Shopping

Essential Versus Luxury Car Features – Which Do You Really Need?

Are you in the market for a new car? If so, you might have your eye on one of the luxury vehicles that are on the market and if so, who could blame you? Aside from how attractive they are, there are so many features that they have that make driving a true pleasure.

However, if your budget is saying that you can’t really afford a luxury vehicle, the good news is that that there are some “luxury features” that you can request in a car that retails for far less money; features that will not just make you feel like you are living among the rich and famous, but will prove to be ones that you actually do need.

So what kind of essential luxury car features should you look for in a standard automobile? We’re so glad that you asked:

Leather seats. There are very few luxury cars that you’re going to see that do not have leather seats. Although they do make a car look quite expensive, there are some practical reasons for why manufacturers put leather in certain cars. Leather is comfortable, durable, it’s easy to clean, it doesn’t trap odor into the fabric and it’s great for individuals with allergies because things like dust, dirt and particles do not penetrate the fabric.

March 15, 2013

Shopping

5 Ways To Save Money On A New Wardrobe For Spring

Can you believe it? Spring is just around the corner. That means that it’s time to pack up our sweaters and scarves and start looking for a few new pieces to add to our “it’s getting warmer” wardrobe.

If you happen to be someone who is still recovering from all of the Christmas shopping that you did a few months back, you might have the kind of budget that speaks more to “window shopping” than actually spending any money. The good news is that we have a few simple ways that you can save on a new springtime wardrobe; ways that will keep money in your pocket, a smile on your face and you looking super cute.

Write down what you actually need. Shopping for clothes is a lot like shopping for food in the sense that you tend to make smarter financial decisions when you plan ahead. So, before you head out to the mall, jot down a list of things that you actually need. It will help to keep you focused while looking at all of the pretty new trends that are hanging in the storefront windows.

March 11, 2013

Shopping

4 Tips To Saving With Coupons

Have you ever used coupons as a way to save money? If not, then you are really missing out. The nice thing about coupons is that they can save you hundreds of dollars each month. What most people don’t realize is that coupons are not a sign of hard times, like most people think; they are actually used more and more by very wealthy individuals. It is because of this that you should consider using coupons to help you save money.

Below are 4 tips to saving money with coupons. Make sure you read them carefully and see how you can benefit from couponing like a pro.

4 Tips To Saving With Coupons

Look For Coupons Often – If you want to save with coupons, then you need to keep your eye out for them all the time. If you see one in a magazine, then cut it out. It doesn’t matter if you plan on using it in a month or two, if there is no expiration date, then cut it and hold onto it. You never know when you might need it. You can also find coupons online and print them out. A really unique coupon website isSave1.com, where they donate a meal to a hungry child every time you use a coupon on their site.

Don’t Shop Without Coupons – A lot of people only have coupon shopping trips where they use their coupons, don’t do this. Take your coupons with you each time you go to the store, just in case. You never know when one might come in handy.

March 1, 2013

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