One of the biggest hurdles for any business venture can be the thorny subject of
office space. As well as being a substantial cost, finding the right location and size
of office can also be problematical.
However, internet technology is allowing business owners to cut their costs
thanks to the ability to carry out office space comparison in much the same way
as comparing deals on broadband or mobile phones.
I received a great tip from a reader recently about green mortgages. If this concept is new to you (as it was to me) you are probably wondering what a green mortgage actually is.
To put it simply, a green mortgage is when you borrow money to make upgrades on your home in order to make it more energy efficient and environmentally friendly. You get to borrow the money as part of your mortgage so you can make one single payment instead of two. And, as mortgages usually have lower interest rates than other types of loans, you will be able to borrow at a fairly low interest rate.
There are all kinds of people out there in the world. I recently came across a website about people who got sick and tired of paying off big mortgages, so instead, they decided to live in a tiny house and pay for their home in cash.
These folks may have a number of reasons for living in a tiny home called a Tumbleweed Tiny House. Some are concerned about the environmental impacts of having larger homes; others just don’t need a lot of space, while others are mostly just glad to be rid of their mortgages.
Too many Canadians are wasting at least $2 every week by buying lottery tickets. Although it is true that a lucky few do win big, most folks might get a free ticket once in a while, or win a minimal amount of money to keep them hooked.
If everyone who was in the habit of buying lottery tickets regularly decided to save their $2 every week instead, this would mean that they could save $104 per year. Now over one year that doesn’t’ sound like much, but over 10 years that is a savings of $1040, not to mention interest or growth earned from the amount saved.
Are you saving for something specific right now? Do you have any upcoming vacation plans or are you saving to buy a newer vehicle within the next couple of years? Whatever your savings goals might be, there is a really great tool called the Basic Savings Calculator that can help you determine how attainable your goals are.
Simply enter your information into the fields and you will get a basic idea as to how long it will take you to achieve your specific goal and how much you need to save. Every once in a while, use this calculator to do a quick “check up” to see how you are doing.