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Money Saving Tips

3 Great Ways To Get Cheaper Car Insurance

Are you ready to learn how you can get cheaper car insurance? The majority of people hate paying for their car insurance policy because they know that they will probably never use it. Although you might not use it, it is a good policy to have just in case something terrible does happen.

Now, I am not going to tell you that you need to do any of the things listed below, as I don’t know your current situation, however, I will tell you that they are great ways to save money. That being said let’s dive right into them and see just how much money we can save you today.

Ways To Get Cheaper Car Insurance

Ask For A Discount – Did you know that some insurance agents are able to give you a discount but they won’t until you ask for it? It is because of this that I recommend that you call or go into the insurance agent’s office and ask for a discount. There won’t always be a discount available to you but if there is, then you can get it and that alone could save you a decent amount each month.

August 30, 2013

Money Saving Tips

Top 5 Money Saving Cooking Tips

There’s no denying that cooking at home is cheaper than eating out (where you pay for the experience as much as the food). But that doesn’t mean that your grocery bill is cheap by any means. However, you can still find ways to save on cooking. If what you love about dining out, for example, is that you get to socialize and you don’t have to make your own food, you could still get the social experience you crave and save some time and money by hosting regular potlucks at your house for family and friends so that cooking duties and costs are spread out and everyone can participate. Of course, it isn’t practical to do this every night. So here are just a few tips to save you some money on everyday cooking.

Cook in bulk. You’ve no doubt heard of the concept of buying in bulk, and thanks to wholesale warehouse stores like Costco you can save a ton of money by purchasing items in bulk that you use frequently. However, you should also consider cooking in bulk. This is not only a great way to save time since you can cook and freeze several meals at once, and then simply thaw and reheat them on nights when you don’t necessarily feel like cooking, but it can also save you money. You’ll see less food waste from spoilage when you use up all the ingredients you’ve got. And when you have quick meals readily available at home, you’re less likely to splurge on outside dining options.

Go continental. Europeans traditionally hit up their local grocer daily to get the fresh items they’ll need for their meals. We could take a page from their playbook. Instead of shopping for weeks’ worth of meals at a time, increasing the potential for spoiled food, consider adding at least a couple of trips a week to your schedule. It may seem a bit more time consuming, but you won’t have to get as much stuff on each trip. And if you ride bikes to your market, you and your family can squeeze in some exercise and reduce fuel costs at the same time.

August 22, 2013

Money Saving Tips

5 Ways To Reduce Your Monthly Food And Grocery Expenses

Eating can comprise a major expense when it comes to your monthly bills, especially if you like to dine out frequently. But it’s also an area in which you stand to save a ton of money. With a few easy tips and tricks under your belt you can cut back on the amount you spend on food and groceries overall while still enjoying the quality of food you crave, not to mention the social aspect that often accompanies eating. Here are just a few ways to stay healthy and satisfied even as you save on food.

DVR cooking shows. It can be hard to cut back on dining out, but if you’re looking to save some money and still get the incredible recipes you can find at restaurants, think about setting up your DVR to record cooking shows. You can get professional cooking tutorials and try amazing new recipes in the process.

Cook what you’ve got. Many people make the mistake of planning out weekly menus based on what they think they might want instead of what they already have. While you can certainly stock up on items for your go-to weekly meals, you should also use websites that allow you to enter a few ingredients so that they can populate recipes for you that include those items. This will help you to cut down significantly on food waste, potentially reducing your grocery bill, to boot.

August 13, 2013

Money Saving Tips

5 Ways To Save Money On Newborn Necessities

Bringing a new baby into the world is an exciting time. However, baby necessities are often extremely expensive and can be a shock to your bank account. Luckily there are many ways to cut down on expenditures and still provide both you and your baby with everything you’ll need. Here are 5 ways to save money on newborn necessities.

Diapers

It is often instinctual and easier to use traditional diapers for your baby. While this is definitely more convenient, diapers can become extremely expensive. You will constantly have to buy packages of diapers as most newborns go through hundreds of them in a short amount of time. In addition, the use of diapers is harmful to the environment. A great alternative is to use cloth diapers. While these do require more maintenance and time, the benefits are worthwhile. You can reuse diapers, saving lots of money. The extra time you take to wash cloth diapers will be a good trade-off for the money you would have been spending on disposable diapers.

August 7, 2013

Money Saving Tips

5 Ways To Save Money On Commercial Truck Insurance

As a truck driver, getting insurance is an important, if not critical, prerequisite before you hit the road. In fact, most states and regions require commercial truck drivers to have insurance before they operate a truck. Insurance covers a number of things: collision damage, payload loss or damage, and even medical bills. It will also cover the truck driver or the company in the unfortunate event that another driver sues. When it comes down to it, hundreds of millions of dollars are lost each year as a result of truck driving collisions. Yet, insurance can be expensive, especially if it is coming out of pocket. Here are five ways to save money on commercial truck insurance.

Higher deductibles. Essentially the more you are willing to pay out-of-pocket in the instance of a collision, the less your annual insurance premium fees will be. However, while a high deductible will give you a much lower insurance rate, you want to make sure that you can afford getting into an accident. Getting a higher deductible is only worth it if you have the capital to back it up, or if the company you are working for will cover the deductible; you can find more here.

Add your truck onto your personal car insurance. Sometimes, if you have a relationship with an insurance company, they will be more likely to give you a discount. Insurance companies want to keep existing customers, especially customers who have a certain amount of equity or have been paying customers for a long time. Insurance companies call these “loyalty policies” and they can be much more affordable than going with a fresh new provider. In some cases, it might even be more affordable than the insurance your company offers.

August 6, 2013

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