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Money Saving Tips

Dangerous Ways To Save Money For Your Family

The topic of saving money and having emergency funds is discussed widely now. The rise of unemployment a few years ago has scared so many people, they are now finding ways to put a cushion of money under their belt by any means they can. However, some methods are dangerous ways to save money for their family.

Cutting Back on Grocery Costs

Families are using coupons and paying attention to the sales ads of their local grocery stores. This can save families hundreds of dollars a year. However, some people are going to much more extreme methods of saving on their groceries, by cutting back on meals and purchasing less expensive meals.

For example, some families rely on their children to eat breakfast and lunch at school, which is nutritious, but may not be adequate food amounts for growing children. The parents will go to work only to have a free cup of coffee for breakfast and may even skip lunch or have a small snack. Dinner in some households consists of low nutritious foods such as packaged noodles.

September 28, 2013

Money Saving Tips

5 Ways To Reduce The Cost Of College Without Compromising Quality

Some parents save money for decades to be able to afford a college education for their child. Sometimes they start saving money before the child is even born. Also, going to college these days is much more expensive than it used to be, because there are many added costs. Plus, college has gotten a lot more exclusive. Basically, if you want your child to have the best education, you have to expect to pay for it. These days, the average cost of annual tuition at some of the best colleges is between $50,000 and $100,000 a year. If you would have saved that money instead of sending your children to college, you would be able to purchase a few new houses. Yet, there is an affordable way to send your children to college – without breaking the bank.

September 24, 2013

Money Saving Tips

3 Great Ways To Get Cheaper Car Insurance

Are you ready to learn how you can get cheaper car insurance? The majority of people hate paying for their car insurance policy because they know that they will probably never use it. Although you might not use it, it is a good policy to have just in case something terrible does happen.

Now, I am not going to tell you that you need to do any of the things listed below, as I don’t know your current situation, however, I will tell you that they are great ways to save money. That being said let’s dive right into them and see just how much money we can save you today.

Ways To Get Cheaper Car Insurance

Ask For A Discount – Did you know that some insurance agents are able to give you a discount but they won’t until you ask for it? It is because of this that I recommend that you call or go into the insurance agent’s office and ask for a discount. There won’t always be a discount available to you but if there is, then you can get it and that alone could save you a decent amount each month.

August 30, 2013

Money Saving Tips

Top 5 Money Saving Cooking Tips

There’s no denying that cooking at home is cheaper than eating out (where you pay for the experience as much as the food). But that doesn’t mean that your grocery bill is cheap by any means. However, you can still find ways to save on cooking. If what you love about dining out, for example, is that you get to socialize and you don’t have to make your own food, you could still get the social experience you crave and save some time and money by hosting regular potlucks at your house for family and friends so that cooking duties and costs are spread out and everyone can participate. Of course, it isn’t practical to do this every night. So here are just a few tips to save you some money on everyday cooking.

Cook in bulk. You’ve no doubt heard of the concept of buying in bulk, and thanks to wholesale warehouse stores like Costco you can save a ton of money by purchasing items in bulk that you use frequently. However, you should also consider cooking in bulk. This is not only a great way to save time since you can cook and freeze several meals at once, and then simply thaw and reheat them on nights when you don’t necessarily feel like cooking, but it can also save you money. You’ll see less food waste from spoilage when you use up all the ingredients you’ve got. And when you have quick meals readily available at home, you’re less likely to splurge on outside dining options.

Go continental. Europeans traditionally hit up their local grocer daily to get the fresh items they’ll need for their meals. We could take a page from their playbook. Instead of shopping for weeks’ worth of meals at a time, increasing the potential for spoiled food, consider adding at least a couple of trips a week to your schedule. It may seem a bit more time consuming, but you won’t have to get as much stuff on each trip. And if you ride bikes to your market, you and your family can squeeze in some exercise and reduce fuel costs at the same time.

August 22, 2013

Money Saving Tips

5 Ways To Reduce Your Monthly Food And Grocery Expenses

Eating can comprise a major expense when it comes to your monthly bills, especially if you like to dine out frequently. But it’s also an area in which you stand to save a ton of money. With a few easy tips and tricks under your belt you can cut back on the amount you spend on food and groceries overall while still enjoying the quality of food you crave, not to mention the social aspect that often accompanies eating. Here are just a few ways to stay healthy and satisfied even as you save on food.

DVR cooking shows. It can be hard to cut back on dining out, but if you’re looking to save some money and still get the incredible recipes you can find at restaurants, think about setting up your DVR to record cooking shows. You can get professional cooking tutorials and try amazing new recipes in the process.

Cook what you’ve got. Many people make the mistake of planning out weekly menus based on what they think they might want instead of what they already have. While you can certainly stock up on items for your go-to weekly meals, you should also use websites that allow you to enter a few ingredients so that they can populate recipes for you that include those items. This will help you to cut down significantly on food waste, potentially reducing your grocery bill, to boot.

August 13, 2013

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