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Money Saving Tips

Home Energy Bills: 5 Ways To Save During The Holidays

When you’re in the midst of entertaining guests, decorating your home (on both the inside and outside) and doing a lot of holiday cooking, it’s totally understandable how your energy bills could end up being higher than they are any time of the year. However, just because that is a reality for many, that doesn’t mean that there aren’t certain things that you can do this year to avoid spending more than what is in your budget.

If you’d like some tips on how you can save on your home energy bills during the holidays, we have five helpful ones for you below:

Change your window treatments. If you happened to walk past one of your windows, felt a bit of a draft and you don’t have double-pane windows installed, it could be that there’s a crack or small hole around the sides of your windows. One way to fix it is by applying some caulking. Also, go to a local Target or Wal-Mart to purchase some thermal curtains. They come in a variety of styles and colors, they’re affordable and they’re specifically designed to keep cold air from coming into the rooms of your house.

Check your insulation. One of the reasons why we have insulation inside of our homes is to help protect us from outside temperatures. So, in order to make sure that you have the proper support that you need, go into your attic to make sure that your insulation appears light and fluffy (as opposed to hard and broken) and that it’s about 12″ in thickness. If it’s not, replace your insulation with sheep’s wool, cotton or aerogel.

October 31, 2013

Money Saving Tips

5 Tips To Help You Avoid Expensive Auto Repairs

If there’s one thing that we use on a daily basis that we tend to take for granted, it would have to be our vehicles. In fact, unless we need to put gas in the car, we usually don’t even give it a second thought. That is until we hop into the car to go somewhere and either it doesn’t start or it starts to make a funny noise. Then we know that it’s time to take it to a professional.

If you’re anything like us and you’re on a budget so you want to know how you can avoid expensive auto repair fees, you’re in luck. Below, we’re going to share with you five tips that will help to keep you on the road without breaking the bank in the process.

Pay attention to the warnings. The brilliant thing about car manufacturers is that they design vehicles in such a way that your car will provide you with certain signals to let you know when it is in need of some service. For instance, if you hear a squeaking sound when you hit your brakes, it’s time to get some new brake pads. Or if you notice your check engine light is on, you definitely need to see a mechanic. By simply adhering to these kinds of warnings, it can be the difference between spending a few dollars and literally hundreds on repairs.

October 29, 2013

Money Saving Tips

Out With Coupons And In With The Savings Apps

Are you tired of lugging those heavy books of coupons around the stores with you? You’re not alone. While couponing can save some serious moola, it can also be a big headache. There’s all the clipping, organizing, storing and purging of expired coupons to deal with. Not to mention that it can get quite confusing during checkout when you’re trying to pull out all the coupons you need. Good news – you don’t have to do that anymore! That’s right, apps have taken the place of all those cluttered coupons in your purse. Here are the details on some of the most popular savings apps for iPhone and Android.

SnipSnap

SnipSnap is a revolutionary tool when it comes to coupons. Rather than having only electronic coupons on your phone, you can actually snap a picture of your coupons, save them to your phone and redeem them at most stores. Not only will you have your coupons handy without shuffling through lots of paper, but you’ll have their excellent tracking tools as well. The app sends expiration date alerts to let you know when your coupons are about to expire.

Target App

Target has great deals every day, but they send out coupons twice a month, too. Now, you can get alerts to the best deals the store has to offer and their coupons by using their smartphone app. Use it to shop online after you get your payday loans, and manage your Target gift cards right from the app. If you’re a frequent shopper at this store, this app is a must have.

September 29, 2013

Money Saving Tips

Dangerous Ways To Save Money For Your Family

The topic of saving money and having emergency funds is discussed widely now. The rise of unemployment a few years ago has scared so many people, they are now finding ways to put a cushion of money under their belt by any means they can. However, some methods are dangerous ways to save money for their family.

Cutting Back on Grocery Costs

Families are using coupons and paying attention to the sales ads of their local grocery stores. This can save families hundreds of dollars a year. However, some people are going to much more extreme methods of saving on their groceries, by cutting back on meals and purchasing less expensive meals.

For example, some families rely on their children to eat breakfast and lunch at school, which is nutritious, but may not be adequate food amounts for growing children. The parents will go to work only to have a free cup of coffee for breakfast and may even skip lunch or have a small snack. Dinner in some households consists of low nutritious foods such as packaged noodles.

September 28, 2013

Money Saving Tips

5 Ways To Reduce The Cost Of College Without Compromising Quality

Some parents save money for decades to be able to afford a college education for their child. Sometimes they start saving money before the child is even born. Also, going to college these days is much more expensive than it used to be, because there are many added costs. Plus, college has gotten a lot more exclusive. Basically, if you want your child to have the best education, you have to expect to pay for it. These days, the average cost of annual tuition at some of the best colleges is between $50,000 and $100,000 a year. If you would have saved that money instead of sending your children to college, you would be able to purchase a few new houses. Yet, there is an affordable way to send your children to college – without breaking the bank.

September 24, 2013

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