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Money Saving Tips

Why Is Saving Money So Hard?

I was thinking about saving money these days and the reason why I think it is so hard for most people. One reason is, of course, media and advertisements that have everyone thinking that we have to have the next best thing that comes out. But there is something else that plays a big part in our inability to save money: I believe that we all think too large these days.

Back when I was a kid there was a saying, “A penny saved is a penny earned.” We picked up pennies with joy because we could get two pieces of candy for a penny. I know that the penny does not mean anything anymore, and there are even discussions about doing away with the penny. The day that happens I will be heartbroken! It may sound silly, but I grew up in a time when there was still a lot of value to the penny. This, I believe, is where our downfall starts.

Start Saving Now – No Matter How Little You Have

We think that if we do not have $100 or more to put in savings that it is not worth putting in anything. But just like the piggy banks I had as a kid filled up in just a few months with pennies, our bank accounts could look a whole lot better over a few months if we just put even $20 in for every paycheck. How about we change the slogan to, “A dollar saved is a dollar earned”? To many of us, that is also too small a denomination to matter. I say we should give it a try.

January 15, 2014

Money Saving Tips

Money Saving Tips For The New Year Ahead

With the global recession still firmly in place, money and finance is a hot topic at the moment meaning that more people than ever are looking for ways to be able to get ahead of their debts this year and create a ‘nest egg’ that they can use for anything from simply keeping it for a “rainy day” right up to starting a business or buying a house.

With the cost of living seeming to constantly increase and wages seeming to be sitting firm at the moment, we have come up with a number of ways that you can try to get a handle on your spending habits and start getting the upper hand on your financial constraints.

As we enter into the new year, we know that many of you that are reading this will be finding this month one of the hardest to budget for due to the recent festive period that seems to have everyone clutching their purse strings that little bit tighter, so here are our tips for saving money in 2014.

Don’t Panic!

Although you might be entering the first month of the year with possibly the tightest budget that you have had for the past few months, there is no need to panic as you aren’t the only ones that are in this situation, there are millions of others that are in the same situation.

January 10, 2014

Money Saving Tips

5 Ways To Make Your Money Last Longer In College

Although the main reason to go to college is so that you can get the education that you need in order to get the kind of job that you want, ask just about any former college student and they will tell you that it’s also the time when you can develop great money management skills. After all, if there’s ever a time when an individual has to figure out how to make their money stretch as far as possible, it would while they’re in college.

If you would like some tips on how you can make your money last longer while you’re in college, we have five failsafe ones for you below:

Live on campus (or with your parents). Although it can be cool to have an off-campus apartment, with it comes a lot of financial responsibility including paying for rent and utilities each month. Our recommendation would be that you live on campus or with your parents, at least for a couple of years instead. That way, your money can stay in the bank rather than going to a landlord.

January 1, 2014

Money Saving Tips

5 Easy Ways For First Year MBA Students To Save Money

When you made the decision to enroll into an MBA program, once you saw how much the tuition costs, you already knew that it was going to be a pretty big investment. After all, no matter where you go, you are looking to pay anywhere between $12,000-80,000 a semester.

And while there is a lot of data to support the fact that having your MBA can increase your chances of landing a dream job, can earn you more money and it can also provide you with the skills that you need to be a successful entrepreneur, we’re pretty sure that while you’re in school, you want to do all that you can to keep as much money in your pocket as possible.

That’s why, if you’re a first-year MBA student, we wanted to provide you with five easy ways that you can save money below:

Buy used textbooks. Out of all of the things that you might consider buying new, one thing that should definitely not go on that list is a set of textbooks. Used ones work just as well and sometimes even better because previously owners will sometimes already highlight the information that you need to know. Amazon, Book Byte and Half eBay are all websites that can get you the textbooks that you need at a really great (discounted) price.

December 20, 2013

Money Saving Tips

5 Essential Money Saving Tips For Nurses

As a nurse, saving money is important, but it can be hard to know what some of the more essential money saving tips are. When you are a nurse, not only is going through training expensive, but so is purchasing text books, nursing applications, hospital parking permits and scrubs. When it comes down to it, it seems like the list is endless. However, there are numerous ways to remain frugal, so that you can put yourself through nursing school on a dime and so you can do your best at your job. As a nurse, worrying about the little expenses can get in the way of being the best care taker you can be to your patients. Here are five essential money saving tips for nurses.

Take courses online. Online courses can be vastly more affordable than going to an actual classroom. These days, getting your CNA certification is easier than ever and taking classes online is much more convenient than other means of getting the nursing education you need. Going to class everyday also incurs other costs to, like fuel and parking permit expenses – all of which can add up, so it is important to cut these costs where you can.

Use e-books instead of purchasing textbooks. When you are a nurse, not only do you need textbooks while you train to become a nurse, but you also need a number of other books when you are working at a hospital or healthcare facility. Books include materials on the basics of nursing and educational materials on different diagnoses and various medications. However, downloading these books on your personal computer or smart phone is vastly less expensive.

December 3, 2013

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