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Money Saving Tips

Money Saving Tips For Professional Truck Drivers

Most people associate truck driving job with grueling work hours and steady pay. Typically, truck drivers are involved in transporting important and mostly expensive cargo. However, the job is not an easy one, nor is it suitable for anyone. The truck driver is also responsible for performing a number of things including basic truck inspection to establish if they are any mechanical issues that may compromise safety. Because of its arduous nature, truckies are required to possess the necessary qualifications and discipline at work and in their finances.

Truck Driving and Financing
Most people associate truck driving job with grueling work hours and steady pay. Typically, truck drivers are involved in transporting important and mostly expensive cargo. However, Truck Driver Jobs are not easy, nor are they suitable for everyone. This demanding job requires that you sacrifice many hours working away from home. To become a truck driver, you have to attain a certain level of competency which is usually express via attainment of a commercial driver’s license offered by an approved authority. The requirements for attaining this professional license include age limit, and a pass in the eligibility test; the test may involve both physical and written examination.

June 20, 2014

Money Saving Tips

6 Best Ways To Save Money On Car Insurance

The cost of car insurance is on the rise. The challenge of finding adequate coverage at the right price can be resolved by following simple steps. Maximize the economic value an auto policy by lowering risk ratings. If you are looking for high quality auto insurance within a reasonable budget there are a few things you should know:

1. Boost Deductible
One of the easiest methods of extracting more value from an auto insurance policy is to boost your own deductible. The odds of sustaining minor damages such as curb side scratches or a dented bumper are higher than the risk of a major collision. When signing onto a policy with a higher deductible ceiling, the cost of monthly payments will be far lower.

2. Carpooling
When insurers have knowledge that you commute to work by carpool, there are typically substantial savings. Estimated premium for carpoolers on an auto policy will be reduced if it is evidenced that those trips constitute more than 50% of all drive time to work. Insured that can provide documentation of 75% commuting by carpool will obtain significantly more savings. Most businesses with commuting employees track carpool mileage. If indexed at under 7,500 annually, leisure driving rates are assigned. Most drivers clock in about 13,000 miles annually at the median rate. Carpooling is a way of cutting expenses down to the low end of the rate scale.

June 19, 2014

Money Saving Tips

How To Pay Less For Professional Service

As many of you know it’s Father’s Day today. When I called my Dad to wish him a Happy Father’s Day, he shared with me ways that he saves money on various services he requires. This is what he does:

Rather than spending $110 per hour to have a mechanic take a look at his machinery (he is a farmer), he instead approaches one of the local retired farmer/mechanic’s in his area. This particular gentleman doesn’t want to take on any big jobs, and he only wants to work once in a while, but the key is, he enjoys the work and he has a lot of experience. So the retired mechanic comes out to my Dad’s farm, fixes the problem within one to two hours and only expects a good cup of coffee and maybe $20 for his time.

It’s a win-win in this case as my Dad gets great service for a very low price, and the retiree has an excuse to get out of the house, do what he loves, and socialize.

June 15, 2014

Money Saving Tips

5 Ways To Save Money On New Car Insurance

Legally, you are required to have auto insurance. However, most of us don’t have perfect driving records or credit, which leaves us wondering how to save money on our insurance policies. Luckily, there are a number of ways to not let your policy take too much of a hit on your wallet. However, it is important to remember that auto insurance comes in many shades and varieties. For instance, you could get full coverage and the lowest deductible possible, or you could opt for a more bare bones policy that covers the other driver, but not the cosmetic damages on your vehicle. Obviously, the more coverage you get, the more expensive your policy will be. Here are five ways to save money on new car insurance.

Get a mileage discount. No matter if you are looking for Alabama car insurance or California car insurance, a mileage discount can really help to get your costs down. If you only drive to and from work – or even if you only drive on a certain day of the week – you can get a significant discount on your policy. The reason for this is simple: the less you drive, the less of a liability you are on the road, thus your insurance policy will be more affordable.

February 24, 2014

Money Saving Tips

5 Ways To Save Money On Unexpected Car Repairs

If there’s one sound that none of us want to hear, it’s the sound of our car not starting. Although sometimes it could be due to something simple like leaving our lights on overnight or not having enough gas in our tank, oftentimes it’s due to something that is far more complex; something that requires spending money in order to get our car repaired. And aside from the fact that putting our car in the shop can be somewhat of an inconvenience, based on what the problem is, it can also result in having to pay quite a bit of money.

If you’d like some tips on how you can save money on unexpected car repairs, this is just the article for you. We’re going to share with you five ways that you can do just that so that you can be out on the road while still keeping money in your pocket below:

January 23, 2014

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