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Household

5 Things That Can Put A Property Renovation Over Budget

Renovating a property can be an exciting time. But it can also be an expensive one, especially if you don’t keep a firm eye on the ongoing costs of completing the job.

Here are five common pitfalls that trip people up when it comes to budgeting for a home renovation.

#1: Inadequate planning from the start

This is one of the biggest hazards in property renovation – particularly if you haven’t done it before. Make sure you have accounted for every nut, bolt and screw and every process that needs to be gone through to get the finished result.

March 21, 2012

Household

How To Go Green And Save Money On Your Bills

With fuel prices going up faster and faster we’re all eager to save some cash on our bills right? The more we can save the more cash we can keep in our pockets.

Well you know all of that going green stuff that you feel like you should be doing? Turns out that by doing your bit for the environment you can save money too. Here are a few tips for little changes and big ones that can save you money without costing the earth, so to speak!

Gradually Reduce The Temperature On The Thermostat

I’m going to bet that if you lowered the thermostat by just 1 degree you wouldn’t really notice the difference; in fact I dare you to try it! You will certainly notice the difference on your heating bill.

March 19, 2012

Household

Why Downsizing May Be Right For You

Owning or renting a large home, condo, or apartment comes with a ton of responsibility both financially and physically. For many looking to take a few burdens out of their life, downsizing their homes may be a good option – especially if you are now empty-nesters. Downsizing your home space can save you a couple, if not several, hundred dollars a month – giving you the financial freedom you’ve been seeking. This is especially appreciated by those who have retired and are looking for a 55+ community to live in. By choosing to search homes for sale in Tellico Village, and other locations for a retirement community, you’re saving money on a smaller property and enjoying your retirement in a friendly community. A few of the most advantageous ways downsizing saves you money includes:

January 24, 2012

Household

How To Reduce Food Waste – 5 Freezer Tips

Can you believe that most households in North America waste about 25% of their food? Want to reduce the amount of food you waste every year? Below are some great freezer tips that will help you to do just that.

1. If you have leftovers from dinner, put them directly into the freezer so that they don’t go to waste, rather than forgetting about them in the fridge and then throwing them out because they’ve gone bad.

2 Prevent freezer burn by double bagging your food. Put individual items into inexpensive sandwich bags and then put a number of the smaller bags together in a larger freezer bag. You can reuse the freezer bag over and over since it never touches the food directly.

January 23, 2012

Household

How To Save Money On House Insurance

Home insurance is a necessity for home owners across the US and Canada. You cannot risk having an accident or burglary and not having the means to cover it. Repairs are expensive and the cost of replacing damaged or stolen goods may run into the thousands of dollars. Heirlooms may be irreplaceable. It is far easier to avoid that stress and insure your home. In these tough times, saving money on your essentials is something you should not be afraid of doing, even on things like insurance, which a lot of people just don’t bother touching. We will look at different ways of saving money on your home insurance in this article.

Examine Your Deductible

This is one of the simplest ways to save money. A deductible is how much you have to pay towards damage, theft, etc. to your home. Your insurer will cover the rest. Say you have an accident which causes $10,000 worth of damage and you have a deductible of $3,000. You will pay the $3,000 and your insurer will pay the remaining $7,000. Increasing your deductible will reduce your monthly premiums. Remember to only increase it to something you can afford. Don’t put your finances under pressure.

December 21, 2011

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