Regardless of how well you organize your life, how prepared you are for every contingency and how well maintained your finances, unexpected medical issues can arise and mess everything up. Medical problems are never pleasant, and obviously you need to focus on getting yourself well before worrying about the expenses. But at some point those bills will become due, and whether you have health insurance or not these costs could be just as crippling as the medical issue itself. Luckily there are ways to manage these bills and hopefully come out financially whole on the other side. Here are five tips to help you save money on medical expenses.
First off, consider negotiating with your doctor. Although you might never have thought about this before, the price your doctor’s office gives you isn’t set in stone. If you do not have health insurance there is even more leeway for pricing adjustments, as you will be paying the office directly. They don’t have to take the time to submit paperwork and wait for payment from the insurance provider. Make sure you mention your requirements to the nurse in charge when you book your appointment, and then take the time to sit with them and discuss possibilities before you pay in full.
