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Health & Beauty

Easy Ways To Save Money At The Doctors Office

There comes a time in all of our lives when we have to make a doctor’s appointment (even if it’s just for our annual routine check-up). And sometimes, based on the reason why we’re going, the kind of insurance we have (or don’t have) and how much certain tests and procedures cost, it can end up becoming a pretty costly visit.

If you’re someone who needs to see your physician, but the last few bills you’ve received from your doctor’s office have you a bit leery, we have five easy ways for you to save some money while you’re there.

Be clear about your coverage. If you do have insurance, it’s always a good idea to review your policy or even call your insurance company to discuss with them how much you’re expected to pay out of pocket. Some people find themselves being caught off guard when in their minds, the co-pay was one price but it ended up being another. If you don’t have insurance, ask your doctor’s office ahead of time how much they predict the visit will cost. Based on why you’re going to see them and their price quote, you might be better off going to a local medical clinic instead (being that they have clear flat rates for most of their procedures).

March 10, 2013

Health & Beauty

How To Save Money On Dental Expenses

If there’s one thing that you should do every year that you probably dread, what would that be? If you said “Going to the dentist’s office”, you are certainly not alone. Sometimes even just a series of X-rays and a good dental cleaning can be a bit uncomfortable, let alone if you need a cavity filled or something more serious. Then sometimes, when you end up getting your bill, it can be just that much more painful.

It doesn’t have to be, though. We’ve done a little bit of research and have uncovered five ways that you can save money on your dental expenses. Check these out below:

Be strategic with your scheduling. One thing that a lot of people don’t know is that there are actually “on and off times” for scheduling a dental appointment. For instance, often on Friday afternoons before 3pm, the dentist will consider providing a bit of a discount because they don’t tend to have quite as much “people traffic” in their offices. It’s not a guarantee that every dentist offers this kind of deal, so make sure to call ahead and ask if you can get a discount for coming at a time when business tends to be a bit slower.

March 9, 2013

Health & Beauty

5 Ways That Healthy Lifestyle Choices Will Save You Money

Staying healthy in the world today, for many of us, is not an easy task. Temptations are everywhere. Billboards and TV commercials tantalize us with all the vices that bring us immediate pleasure and long term health problems. Not only are these things bad for our health, they bleed away our hard earned money as well. Making healthy lifestyle choices will lead to a happier life, and can save you money in these ways as well.

Cut Down Transportation Costs
Many of us drive to work every morning, a habit that is as unhealthy as it is expensive. The cost of gasoline has been rising for years, and it is not expected to go down any time soon. Insurance expenses are also higher for drivers who spend more time on the road. Taking a walk to the train station in the morning, or riding a bicycle to work, can improve your health by introducing regular exercise into your days, and can save money on your transportation costs as well.

Reduce Your Grocery Expenses
Many of our refrigerators are stocked with prepared meals and convenience foods. Our lives are hectic and there are never enough hours in the day, so a five minute dinner is practically irresistible. However, foods like this are loaded with preservatives, offer less nutrition than fresh cooked meals, and drive up your grocery expenses. Making time in your day to cook from raw ingredients, as well as making sure to take your supplements like the Gundry MD Bio Complete 3 for extra support, will help promote a healthy life, and it will save money as well.

March 2, 2013

Health & Beauty

5 Beauty Tips That Will Save You Time And Money

There are a few reasons why many women choose to minimize their beauty routine (or skip it altogether). Aside from the fact that there are so many products on the market that it can be difficult to determine which ones will serve you best, it can take a fair amount of time to put on all the lotions, potions, and cosmetics meant to transform you into the women you see on billboards and magazine covers (as if). And then there is the cost to consider, as well. But just because you have neither the time nor the money to engage in a high-maintenance routine doesn’t mean you can’t still enjoy some of the benefits that beauty products offer. Here are just a few tips that will save you time and money while still delivering the “naturally” glowing or glamorous look you desire.

Try 2-in-1 products. You’ve no doubt seen moisturizers that come with an SPF or those that boast a tint. And there are stains that can be used on both lips and cheeks, just for example. The great thing about these products is that in addition to saving you time and money they can also cut back on the amount of space you must devote to beauty supplies in your medicine cabinet or purse. It’s a beauty trifecta! So look for products that fill more than one need. A good place to start is with BB creams that often provide for a multitude of beauty needs.

February 22, 2013

Health & Beauty

Effective Beauty Treatments That Do Not Cost A Fortune

We all know that the pursuit of youth and beauty as we age can cost a pretty penny. First, advertisers create a beauty ideal that no one can live up to and then they sell us products that are supposed to make us look like the perfect, airbrushed models in their ads (who don’t even look that good in real life themselves). If I sound bitter, I think I might not be the only person out there who has become disillusioned with the beauty industry as a whole. And yet, what I have learned over time is that some of these products actually deliver what they promise (although to varying degrees). The trick is to find something that works and stick to it if possible, at least so long as your skin is responding. Fess up, ladies: even when you find something that works you’re still compelled to try other products (often with disastrous results). And further, you’re willing to spend way too much money in the process. However, there are ways to find effective beauty treatments that don’t cost a fortune. Here are a few options that will help you out.

For starters, you should always seek out samples of any products you want to try. By simply going to manufacturer websites or beauty counters you can often get trial size, or even full size bottles of the latest beauty treatments on the market. You might even get coupons to buy more should you decide you like the product. But another good idea is to read side-by-side reviews. These can help you to discover products that contain similar ingredients and offer nearly identical results, with the benefit that some are significantly less expensive than others. Just look at how the Olay Regenerist line has stacked up in blind tests – it nearly always comes out ahead of far pricier competitors. Reading user reviews may also be helpful, although you should take these with a grain of salt since women have a wide variety of skin woes and their reviews can be fairly subjective.

February 2, 2013

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