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5 Ways To Improve Your Chances Of Finding A Job After College

finding a jobThe main goal of attending college for most students is to enhance job prospects after school, as well as opportunities to find higher-paying jobs. But with the economy in a recession, it seems like no amount of schooling may be enough to ensure job placement. That said, there are definitely steps that students can take to give themselves the best possible chance at nabbing a job (and not the kind where they have to wear a paper hat) following graduation. Here are just a few considerations that should help the average student clear a path for professional success.

Internships. There is practically no better way to improve your appeal to prospective employers than with the experience that comes from an internship. While no company will promise to hire interns when their unpaid tenure is complete, most businesses use internships as a way to find bright new minds in the field, so there’s always the possibility of a job offer. At the very least you’ll be able to add some experience to your résumé, as well as a reference if you leave on good terms. There are internships in mostly all industries, from healthcare to retail. So, after you have completed your internship, they may be able to help you get your foot in the door for Pennsylvania home care jobs, for example, or at least provide you with a way to be noticed by similar businesses.

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The Most Affordable Insurance Options For Freelancers

There are many benefits to becoming a freelancer. These days, with unemployment high and the stability of the job market uncertain, contract work offers skilled and knowledgeable job seekers the opportunities to ply their trade, even if only for short-term projects. But of course, most freelancers also enjoy the ability to set a flexible schedule, work from home, skip the daily commute of a nine-to-five, and be the boss. Unfortunately, the life of a freelancer also has a downside. You must motivate yourself to get work done and you’ll frequently have to hustle for clients if you want to pay the bills. In addition, although you receive a higher pay rate than you might as a regular employee, you also give up the benefits that most companies afford their full-time staff, including health insurance. This means you’ll have to pay for your own, and it can cost a pretty penny.

Luckily, there are a lot of options out there that freelancers can take advantage of. If you have the cash you can certainly spend it on top-notch policies with big-name providers like Blue Cross and United. But why waste the money when there are far more affordable options to be had? A good place to start your search is at FreelancersUnion.org, an online group that caters to all types of freelancers, from writers and lawyers to nannies and other caregivers. In addition to aiding freelancers in necessary tasks like making contracts and finding jobs, they also help you to find all kinds of affordable insurance policies including medical, dental, life, and even retirement plans. They generally aren’t as pricy as straight up personal insurance and they can offer many attractive benefits and options to choose from.

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5 Common Home Inspection Issues That Can Prevent The Sale Of Your Home

home inspection tipsAre you preparing to put your house on the market? If so, it will take a lot more than a good house cleaning and coat of paint to make it appealing to potential buyers. As a matter of fact, it’s a good idea to do a thorough inspection of your home so that you can take care of whatever could keep you from making a sale. So, what are some common home inspection issues that can prevent the sale of your home from transpiring? We have five main things for you to look out for below:

Check the roof and the floor. Replacing a roof on a house is somewhat of an expensive project and so if people notice that it’s time to get a new one or that the gutters are weak, that can definitely deter them from wanting to place an offer on your house. Also, if there is border damage along the foundation of your home, signs of insect infestation or rotting wood, those can be deterrents too.

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Should You Consider Buying Insurance For Your Smartphone?

smartphone insuranceThese days the vast majority of Americans leave the house with a smartphone in their pocket. These incredible devices can complete a phone call from the majority of locations around the earth, but that’s only the beginning of their application. Gone are the days when sending a text message was looked at as high technology. People now use their smartphones to deposit checks and transfer money from accounts all across the world. Smartphones are our navigators and GPS locators in the wilds. They’re an endless supply of apps, from video games to recipe guides. Smartphones are our cameras and our social networking portals. People spend huge chunks of their days with their eyes on those tiny screens, and really who can blame them? Smartphones are incredibly powerful computing devices, yet so simple that even small children can use them. With so much riding on your smartphone working when you need it to it’s natural to want to protect it from all possible issues. Should you consider buying insurance for your smartphone?

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Top 5 New Years Resolutions To Help Improve Your Finances

When you sat down to make a list of your New Year’s Resolutions, did you mention that you wanted to improve your finances? If so, you’re not alone. As a matter of fact, out of all of the people who make it a point to make a resolution on an annual basis, “getting better about money” is one of the top five things on their list.

Here’s the thing, though: While that starts off as a plan, within a couple of months, many people end up not sticking to their goals and that’s usually because their approach was a bit unrealistic. Therefore, we’re here to provide you with five ways that you can do better with your money and stick it out for the rest of the year:

Study up. Without question, there is a ton of financial advice out in the world and a lot of people who would consider themselves to be experts; however, the only way for it to be meaningful to you is if you become knowledgeable about money yourself. When it comes to the kinds of financial concerns that directly affect you and your household, make it a point to read some books, attend some seminars and weight out the options. It’s never a waste of time to invest into some money education.

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