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How The Sale Of Your Structured Settlement May Be A Good Idea

Just as the terms and structure of your settlement payments are unique to your particular situation, the decision to sell any or all of your payments in the structured settlement secondary market is one that must be determined based upon your personal needs and circumstances. The following advantages must be painstakingly weighed against the benefits you will lose and the financial impact the sale will have on you now and in the future.

A Large Lump Sum Now

“A bird in the hand is worth two in the bush.” Access to a large sum of money now may be far more appealing than receiving small payments over a number of years. Are you trying to purchase a home and paying with cash will net a much better purchase price than securing a mortgage? Do you want to start your own business or invest in a business that you will be actively involved in? Is there a new medical advancement that will greatly benefit your health that you need funds for? Do you wish to pursue a college degree to improve your circumstances or train for a new profession? These are some examples of typically sound reasons to sell structured settlement payments to access a large lump sum.

September 21, 2015

General

7 Benefits Of Wedding Insurance

Wedding insurance protects couple’s investment from circumstances that are beyond their control, and recompenses expenses. For example, your limo driver doesn’t show up so you have to book another one the morning of the wedding for three times the price. Or what if your tuxedo is lost in airport baggage, and you have to buy a new one the day before the wedding? If your reception space goes out of business so you lose your deposit and have to book another space? These are the types for big-day financial losses that wedding insurance such as besteventinsurance.com can help to protect.

August 7, 2015

General

How To Save Time And Money On Conveyancing

When you make the decision to purchase or sell property, the next important step is to hire a conveyancer. You can enjoy the benefits of saving time and money when you hire the services of an online conveyancer.

Save Time and Money

Most people find it difficult to spare time from their hectic schedules to organize regular meetings with conveyancers and solicitors. This has an adverse effect on the ability to communicate effectively and can slow down the transaction.
Online conveyancing makes it possible for you to communicate conveniently through the internet without the need to meet physically. Conveyancing is usually associated with high costs that many people find restrictive.
With the advent of online conveyancing, services have become much more affordable and they are a worthwhile solution for people who want to save money. Since online conveyancing mainly takes place on the web, the client and the conveyancer can communicate effectively through regular updates.
This spares the client from the hassle of tracking down the solicitor for information or spending long periods calling or waiting for them at their offices. If your lifestyle includes a tight schedule and you have a budget, you need to stick to online conveyancing.

July 31, 2015

General

Must-Follow Financial Advice For When You Turn 40

When you turn forty, it’s the beginning of a new life. You are probably halfway through your career, and may have children to think about and plan for. Which is why it is so important to make yourself aware of where all of your money is going.

You should have some savings and pension plans in place already, but don’t worry too much if you haven’t. There’s still plenty of time – although the sooner you get started, the better. Let’s take a look at your primary financial concerns that you need to consider when you hit forty.

Pay Off Your Bad Debts

No matter how brilliant your investments and savings are performing, if you haven’t paid off your bad debts, they will cost you more money. Why? Because invariably, bad debts have high-interest rates, and these are likely to be far higher than any interest you are making on your savings. Make sure that all bad debts are cleared before you hit forty, and you will still have enough time to make your savings work better for you.

June 22, 2015

General

The Impact Of Inflation On Your Finances

Most of us have heard our grandparents grouse about the high cost of goods these days. We’ve all heard phrases like this one: “In my day a cup of coffee was five cents!” Now we pay as much as $5 for our daily cup o’ joe at Starbucks. Of course, an argument could be made that your Grande Mocha Frappuccino should cost more than a plain cup of coffee, what with all the milk, sugar, and other ingredients added in. But even that plain old coffee will cost you more than $2 today at Starbucks, a pretty big increase from 1950 (when the price of a cup of coffee rose from one nickel to two at automats). And we have inflation to thank for these increases in the cost of goods and services over time. In case you hadn’t noticed, inflation occurs without fail. And it can have a major impact on your finances.

March 20, 2015

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