The first thing you need to do if you want to make a budget is to gather all of your monthly bills together and sit down at the table and compare your income to your expenses. The ultimate goal for making a budget is to ensure that you are spending less than you are earning. If you are already at that point, that is great. If not, don’t worry, that is why you are making a budget.
To get you started, I have included some expenses that you may incur in your household: